International Women’s Day and Kiva

Tomorrow, March 8, is International Women’s Day, a day set aside to celebrate the social, economic, cultural and political achievements of women. It also serves as a reminder that there is still a lot of work to be done to empower women and achieve gender equality, especially in developing countries where they are at greater risk of prejudice and gender-based violence. Women’s rights have come a long way since the first International Women’s Day in 1911 but we still have a long way to go!

Although different countries and different organizations have chosen differing themes for International Women’s Day 2023, they all revolve around the idea of equality and equity for women. Equality means giving all people equal access to rights and opportunities while equity refers to allocating resources based on the needs of individuals without bias or discrimination. That’s where Kiva comes in and why I’m choosing to focus on this non-profit micro-lending organization on International Women’s Day this year.

It’s all well and good to talk about the rights of women and the need for gender equality, but unless we’re willing to actually do something, that’s all it is. Talk doesn’t change anything! Change requires action, so what can you do? How can you make a difference?

graphic-gender-equity-1-billion-women-unbanked_2xLet’s begin by looking at some startling facts. Research shows that women typically invest a higher proportion of their earnings in their families and communities than men do, but in order to do so they need access to the full range of credit, banking and financial services. 740 million women worldwide, however, have little or no access to financial services. Because so many women are excluded from accessing financial assistance, it’s difficult for them to start businesses, pursue higher education, or improve their livelihood. Kiva aims to change that! Since 2017, the number of unbanked women has dropped by 24%. If this trend were to continue, the number of women without access to financial services could reach zero in less than 20 years!

More than 80% of Kiva loans go to women, women who have historically been denied access to traditional banking services. Kivagraphic-kiva-8-percent-loans-go-to-women-1_2x loans enable them to become financially stable, resilient, and self-reliant, allowing them to better support and protect themselves and their families from abuse, violence, and financial dependence.

So, why not celebrate International Women’s Day 2023 by making a loan to a woman in one of the 70+ countries on 5 continents served by Kiva? It’s easy, it costs as little as $25, and it makes a difference! 

If you’re not familiar with Kiva, here’s how it works. Click here to choose a woman or group of women to support. Lend $25 or more to help crowdfund the full loan amount. As the borrower earns an income and begins to repay her loan, you and the other lenders who helped fund her loan are repaid. These funds go directly into your Kiva account. When your account reaches $25 again, you can relend those same dollars to support another borrower! It’s truly the gift that keeps on giving!

Since I made my first two loans in March of 2010, I’ve helped fund 83 loans in 31 countries. Though Kiva provides loans to both men and women, I choose to lend to women who are borrowing money to purchase specific items that they will use to generate income to help them support their families and educate their children. Over the years, I’ve invested in a variety of livestock, seeds and fertilizer, numerous sewing machines, fishing equipment, hairdressing tools, restaurant stoves and refrigerators, a mill for grinding corn, heavy duty washing machines, a portable food stall, and probably a few other items. I also helped renovate some rental properties earlier this year.

To mark International Women’s Day, I decided to make another loan this week. Since my Kiva account was standing at less than $2 (I always relend as soon as it reaches $25) that involved topping it up, but I was more than happy to put my money where my mouth is as the old saying goes. Just think of the difference that we could make for women worldwide if we each invested just $25!

After reading through several loan descriptions, I found the one I wanted to help fund this time. Shamsiya is a 28-year-old mother of 5 children living in Tajikistan. She recently learned to sew women’s clothing and was seeking a loan to buy a sewing machine and supplies to start her own business.

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What are you doing to make a difference this International Women’s Day? Please let us know in the comment section below.

International Women’s Day 2021

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Today is International Women’s Day. It saddens me that we should even need to set aside a day to focus on women’s rights, to remind the world that women deserve equality. It was never meant to be this way. 

I’ve been focusing a lot on what the Bible has to say about womanhood in recent weeks as I’ve started leading a ladies Bible study on women of the Bible. The very first statement about women in the Bible comes in the first chapter of Genesis. Verses 27-31 say: 

So God created mankind in his own image, in the image of God he created them; male and female he created them. God blessed them and said to them, “Be fruitful and increase in number; fill the earth and subdue it. Rule over the fish in the sea and the birds in the sky and over every living creature that moves on the ground.” Then God said, “I give you every seed-bearing plant on the face of the whole earth and every tree that has fruit with seed in it. They will be yours for food. And to all the beasts of the earth and all the birds in the sky and all the creatures that move along the ground—everything that has the breath of life in it—I give every green plant for food.” And it was so. God saw all that he had made, and it was very good. 

Do you see what I see? First of all, we’re told that God created men and women in His own image! Both were meant to be His image bearers. Second, He gave both of them dominion over and responsibility for His creation. It was a joint assignment. God did not give men dominion over women! That was never His intention. And finally, God saw all that He had made, and it was very good. His plan was equality for men and women and it was very good

In chapter 2 of Genesis we’re given a more detailed creation story. Verse 18 says, “The Lord God said, “It is not good for the man to be alone. I will make a helper suitable for him.” The King James Version of the Bible uses the words help meet to describe the woman’s role. “Meet” is an archaic adjective meaning suitable or proper, so the phrase simply means a suitable helper. Perhaps this is where the idea that men should dominate came from, but that was never God’s intent. In the original language, the word translated as helper or help meet was ezer. Ezer is a word that appears 21 times in the Old Testament; twice in Genesis for the woman, 3 times for nations to whom Israel appealed for military aid, and 16 times to refer to God as Israel’s helper, their shield and defence. It was used consistently in a military context. That hardly brings to mind a meek or subservient helper! Perhaps strong helper would be a better translation. 

Sadly, God’s plan for a partnership between men and women didn’t play out in human history. It didn’t take long for the relationship to deteriorate to the point where women were simply possessions of their fathers or husbands, barely a step above their livestock. Their primary role was to serve the men in their lives and to produce sons to carry on their husband’s family line. 

These may be radical thoughts for a woman who attends a patriarchal church, but I’ve always been a bit of a rebel and women’s issues have been a passion of mine for a very long time. The reality is that we need to do much more than set aside one day a year to draw attention to the plight of women worldwide. It is something that needs to be addressed 365 days of the year! 

As long as there are places on this planet where parents sell their daughters because they can’t afford to feed them, where girls walk an average of 6 kilometres a day to collect clean water for their households, where they are denied education, where they are forced to undergo female genital mutilation and/or forced into child marriage, we must do more than celebrate the social, economic, cultural, and political achievements of women on International Women’s Day. It’s easy to turn a blind eye to the atrocities inflicted on women in foreign lands when they aren’t happening in our own backyard, but there are women living in abject poverty in Canada, the United States, and other developed countries. Objectifying and exploiting women is still alive and well in our culture. Violence against women is still prevalent. Human trafficking happens in our own neighbourhoods.  

Though the situation may have improved over the years, women have yet to achieve equality in the workplace. As a current example, women are at the forefront of the battle against Covid-19 as front-line and health sector workers, scientists, doctors and caregivers, yet according to a UN report, they get paid 11 percent less globally than their male counterparts!  

What, then, can we do to press for progress for women? First of all, we need to educate ourselves, to look beyond our comfortable lives and become aware of what the issues are and which reputable organizations are working to change them. If you’re serious about wanting to have an impact on the lives of women around the world, I would suggest that you begin by reading Half the Sky: Turning Oppression into Opportunity for Women Worldwide, by Pulitzer Prize winning journalists Nicholas D. Kristof and Sheryl WuDunn. This book was a life changer for me. Kristof and WuDunn are upfront and clear; they hope to recruit their readers to get involved, to become a part of a movement to emancipate and empower women by helping provide the economic resources that can help transform their lives.  Half the Sky not only inspires the reader to get involved, it gives many suggestions how.

It was after reading Half the Sky that I began making micro loans to women in third world countries through Kiva, the world’s first online micro-lending platform. It’s one small step, but it’s something I can do. Kiva is a non-profit organization that allows a person to lend as little as $25 to a specific low-income entrepreneur in one of 77 countries around the world. When a loan is repaid, the money can be withdrawn or used to fund a new loan. I choose to lend to women with children at home. All too often, money in the hands of men goes to alcohol and prostitution but in the hands of women, it nurtures children, feeds families and promotes education.

It’s International Women’s Day. What will you do? 

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It’s all about pockets

LogoHave you ever wondered why women carry purses and men don’t? It’s all about pockets… and history.

Pockets as we know them didn’t come into being until the 17th century. Prior to that time, both men and women wore bags tied to their waists or suspended from belts, a bit like modern day fanny packs. As the world became more urban and criminals more sophisticated, people began to hide these “pockets” under layers of clothing to keep their contents safe from pickpockets.

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Woman’s “pockets” – mid 1700s – Victoria and Albert Museum, London

In the late 17th century, pockets began to be permanently sewn into men’s coats, waistcoats, and trousers. Women, however, continued to wear bags hidden beneath their dresses. These were often large and beautifully decorated, but terribly inconvenient. The average 17th century woman wore several layers beneath her billowing skirts. Her pockets would be tied around her waist, between her under-petticoat and her petticoat. In order to access their contents, she essentially had to get undressed! She had ample space to carry a wide variety of personal items in her pockets, but she couldn’t get at them in public!

As styles changed and slimmer, body hugging dresses came into fashion, there was no longer space to hide pouchy bags under a woman’s clothing. Instead, they carried tiny decorative handbags known as reticules that could scarcely hold a handkerchief and a coin.

Later came the suffragettes and other feminist radicals who believed that women should have equal political and financial standing with men. With them came pockets for women! “Plenty of Pockets in Suffragette Suit” read a 1910 New York Times headline. The suit, the piece explained, had seven or eight easy to access pockets.

Fast forward to today. Leggings have no pockets at all and then there are those silly fake pockets in some of my dressier pants. What good is a pocket that isn’t really a pocket at all? Women’s jeans do have pockets, of course, but my husband can easily carry his wallet, keys, some loose change, a comb, some kleenex, and a pocket knife (you can take the boy off the farm, but…) in his jeans pocket while anything larger than a credit card in mine leaves an unsightly and uncomfortable bulge. What’s the difference, you ask? About 4 inches. The front pockets on his jeans are about 7 inches (18 cm) deep while mine are less than half of that! There are women who rail against what they call pocket inequality, but am I willing to give up snug fitting jeans for the convenience of being able to schlep a lot of stuff around in my pockets? Not really. I’ll happily stick to carrying a purse!

What about you? Do you think pocket equality is something women should be fighting for?