A new job!

My father, who died a year ago at almost 97 years old, always said of retirement that there is no end of things that you can do as long as you don’t need to be paid for them. I’m blessed to be able to follow in his footsteps. While we aren’t wealthy by any means, we are comfortable enough financially not to need to work. In the first few years of retirement, we did take paying jobs teaching English in Japan for a year and then China for several months. Since then, we’ve kept busy as volunteers in several capacities. In fact, at 68, I have just finished training for a brand new volunteer position that I’m very excited about!

I’ve often mentioned Kiva on the blog before. Kiva is a non-profit organization that allows a person to lend as little as $25 to a specific low-income entrepreneur in one of 77 countries around the world. When a loan is repaid, the money can be withdrawn or used to fund a new loan. Since making my first loan 11 years ago, I’ve been able to make 60 more by simply recycling the same money over and over again. When I learned that there was a need for volunteer editors, I realized that this might be an opportunity to put my skills into action and help in another way.

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An average of about 16,000 loan profiles are posted on the Kiva website every month. Each one needs to be carefully edited to ensure that it complies with Kiva policies, that the borrower’s privacy is maintained, that details are consistent, and that the language is understandable to lenders while retaining, as much as possible, the voice of the original text. Kiva relies on over 400 volunteers, each editing approximately 40 loan descriptions a month, to complete this enormous task. That’s my new job! I’ve joined Kiva’s Review and Translation Program as a volunteer editor! 

It was back in July of last year that I first expressed an interest in volunteering. My name was added to a wait list and I was told that I would hear from Kiva staff when they were ready to bring on new volunteer editors, probably much later in the year. In late November, I was asked to submit my resumé and complete an official application that included a brief loan review exercise. In early December, I was invited to take an editing test. Kiva works with a barebones staff and, like everyone else, they’ve been somewhat hindered by Covid slowdowns, so the wheels ground slowly, but at the beginning of February I was notified that my application was approved. At the beginning of March I started training and now I’m finally an active Kiva editor! I edited my first loan yesterday. The borrower was a farmer in Uganda who requested a loan to buy more cattle to fatten and resell.

Volunteer editors are split into teams each led by a volunteer team leader. I was assigned to a group called The Write Stuff which I find very fitting as writing has always been my passion! Kiva asks for a commitment of a minimum of 2 hours a week for at least 6 months, but I foresee being able to do this for a much longer period.

If you’re interested in making a loan, just click on the banner to the right.

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What does retirement look like?

What does retirement look like to you?

One of my favourite blogs is Over 50 Feeling 40 by San Antonio, Texas blogger, Pamela Lutrell. While essentially a fashion blog, it’s much more than that. In Pam’s own words, it’s “a style blog about strength, confidence and joy.” She encourages midlife women to not only look their best and feel their best, but to be the very best that they can be. The one topic that Pam and I seem to disagree on is retirement.

At 62, I have been retired for eight years. At 61, Pam doesn’t see retirement in her future. She recently left her position as a high school journalism teacher and is presently searching for a new career. Why? “Many think we are suppose to retire to the golf course and put hard work behind us. I ponder how long I will work hard a lot lately… I think it is healthy and want to continue doing it as long as possible,” she wrote in a recent post.

Though I may be putting words in her mouth, I get the impression that Pam sees retirement as similar to being put out to pasture; no longer being able to accomplish anything of value. Not me! That’s definitely not what my retirement looks like.

So what has it looked like so far?

Retirement has included fulfilling long held dreams like teaching English in Japan and later, China. One might argue that that wasn’t retirement. After all, we worked hard and we earned a paycheque. It wasn’t really about the work or the money, however. Those were simply what allowed us to be there. It was all about adventure; about living shoulder to shoulder with the people of another land and learning about their culture. It was about traveling to other locations in Asia during our holiday breaks. You can read about those and other retirement adventures by clicking on the appropriate country names in the sidebar.

Retirement brought some unexpected surprises. Learning to operate a tractor and a combine definitely wasn’t part of this city bred girl’s retirement plan, but several years of helping a friend at seeding time and harvest gave me more joy than I could ever have imagined and instilled within me a love for the land that I never thought possible.

Retirement has included volunteering; everything from driving elderly friends to medical appointments to spending a summer doing pastoral supply on the tiny Pacific island of Saipan. Over the past two years, my health has curtailed our ability to spend extended periods of time overseas, but how thankful I am that we retired early enough to do those things while we could! These days, volunteering includes online mentoring, helping younger women deal with some of the issues that made my life most difficult during my younger years.

We’ve always believed in lifelong learning, so retirement has also included further education. Thanks to the internet, over the past year, I was able to audit two university level courses through Southwestern Baptist Theological Seminary in Fort Worth, Texas from the comfort of my own living room.

Retirement has also given me more time to pursue my passion for writing, mostly through the blog, but I presently have another article awaiting publication as well. In addition to my own writing, I’ve edited university papers and a masters thesis for friends and family and I was even contacted by a university professor in Portugal who sometimes publishes research papers in English. He was looking for someone to do editorial work for him and found my name online. Every now and then, I receive an email from Jose with another research proposal or paper for me to edit.

Retirement has meant time on the golf course, but believe it or not, we’ve golfed much less since we retired than we did before! We simply haven’t had time. Life has been too full, too busy, too exciting.

My husband’s favourite definition of retirement is being able to do what you want to do when you want to do it. For me, that meant purposely lying awake for about a hour at 4:30 this morning listening to the music of the rain outside my window (we’ve been experiencing a severe drought here in central Alberta) and then sleeping in until 9:00. Other days, it means an alarm clock ringing early in the morning so we can set off on another adventure.

I realize that we were fortunate to be able to retire as early as we did and that not everyone has that luxury, but we lived carefully throughout our working years with that goal in mind. My pension doesn’t come close to being enough to live on, but fortunately, my husband’s is adequate to meet our needs.

Do we ever regret retiring as early as we did? Never! Would we do it again? In a heartbeat! We loved our careers, but they didn’t define us. Unlike Pam, I don’t need a job to go to to give my life a sense of purpose or to make me feel fulfilled.

What about you? Are you retired yet? Do you want to be? What do you think is the perfect age to retire?

What does retirement look like to you?